No Coverage may be bound and no claims reported on this site. This site is for information and educational purposes only. Any displays or discussions of coverage do not supersede a policy issued by Farmers.

A Simple Concept
"To offer the best possible insurance coverage at the lowest possible rates" was the aim for those farsighted individuals who collectively formed Farmers' Mutual Insurance Company.

They found that losses could be reduced and rates kept low by establishing a policy of careful selection, strict underwriting, and regular inspections.

The philosophy established at that time was to provide underwriting expertise, to conduct regular inspections, and to protect the mutual interests of property owners at a reasonable price.